Exclusive Resident Program
You're Already Home.
Now Make It Yours.
An exclusive homeownership program for Eagle Ridge residents with up to $20,000 in financial assistance.
⏰ Limited Time Offer Ends In:
Own for Less Than You Rent
We've combined our most powerful incentives into one comprehensive package to eliminate the financial barriers to buying.
3-Year Rate Buydown
We pay to lower your interest rate for the first three years. Your monthly mortgage payment starts significantly lower.
Closing Cost Assistance
We provide up to $10,000 to cover 100% of your closing costs.
💡 Did You Know?
You don't need a 20% down payment! We can connect you with loans requiring as little as 3% down.
Build Your Wealth
Stop paying your landlord and start paying yourself. Every mortgage payment builds your personal wealth.
5-Year Renting:
$150,000 paid
$0 equity
5-Year Owning:
$135,000 paid
$50,000+ equity built
Payment Calculator
$390,000
$13,650
3.5% down payment
Without Up&Up Assistance
$2,909/mo
Standard 6% rate from day one
✨ With Up&Up 3-2-1 Buydown
$2,239/mo
Save $670/mo in Year 1!
Your Payment Schedule with 3-2-1 Buydown
Year 1 (3% rate)
$2,239
per month
Year 2 (4% rate)
$2,449
per month
Year 3 (5% rate)
$2,673
per month
Year 4+ (6% rate)
$2,909
per month
💰 Total 3-Year Savings: $16,385
* Monthly payments based on above-average credit score and debt-to-income ratio
Your Peace of Mind is Our Priority
We've listened to your feedback. We understand your concerns about quality and maintenance.
The "We'll Make It Right" Guarantee
- Copy of independent third party inspection report from 2025 to be shared
- Up&Up to make reasonable repairs of specific requests
- 1-year home warranty covering major systems and appliances
Free Resident Upgrade Package
As a thank you for choosing to own, you get to choose a free upgrade:
- 🏡Free fence installation (most requested!)
- 🎨Full interior repaint with premium, durable paint
- 🪵An upgrade of your choice. Give us a call.
* Total value of all incentives, upgrades, and repairs cannot exceed $20,000
Whatever Your Situation, We Have a Path for You
Path 1: Buy Now
Best for residents who are financially ready to purchase immediately.
The Process:
- 1Get pre-approved over a phone consultation with Up&Up preferred lending partner Guild Mortgage
- 2Sign a standard KCRAR residential real estate sale contract
- 3Terminate your lease early. Close as soon as 30 or as late as 90 days.
The Benefits:
- Immediately start building equity
- Full $20,000 assistance package
- Lock in current home price
Ready to Take the Next Step?
Schedule a consultation with our team to discuss your path to homeownership.
Your Questions, Answered
Do I really need a 20% down payment?
No. This is the biggest myth in real estate. There are many loan programs (including FHA loans) that allow for down payments as low as 3-3.5%. Our assistance program can help cover this amount entirely.
What if my credit isn't perfect?
Perfect credit is not required. There are options for a wide range of credit scores. If you're not quite ready, our 12-Month Lease Purchase program is designed to help you get there.
Is the $20,000 assistance a loan?
No. This is a combination of seller-paid incentives (like the rate buydown) and closing cost credits. It is not a second loan that you need to repay.
What if my rent is currently lower than the estimated mortgage?
Let's talk! Some residents have grandfathered rent rates. We can create a personalized comparison for you. Remember that rent can increase, while a fixed mortgage payment offers long-term stability. Plus, you'll be building equity.
Your Future is Waiting. Don't Let It Pass You By.
This exclusive program for Eagle Ridge and Pleasant Hill residents ends on March 15, 2026. The up to $20,000 in assistance, the free upgrade package, and the priority access will not be offered again.
Your neighbors are already taking the first step. Secure your home and your financial future today.
Schedule a Consultation
Ready to learn more? Fill out the form below and we'll call you at your preferred time.